Products

PRO is a leader in assisting with the formation and management of producer-owned reinsurance companies. Ownership of a reinsurance company allows the dealer the opportunity to increase the income opportunities from the sale of credit insurance, service contracts, and other related products through participation in the underwriting profit and investment income. The high level of expertise given by PRO, with its team of seasoned reinsurance professionals, provides the dealer with proven consulting information to make confident and profitable decisions. In addition, PRO’s comprehensive reporting includes risk analysis, detailed financial statements and performance reviews for all producer-owned reinsurance programs.

Some advantages of PRO reinsurance plans provided through multiple vendors:

• Transparent/ No hidden fees
• Control of funds – your manager invests premiums
• Ability to override claim denials or decisions
• Loans from earned AND unearned premiums with no loan fees
• Customized rates, terms and coverages
• No long-term writing commitment

Keep your customers retuning back to your service department and pay your service department what you want! We customize your prepaid maintenance plan so you design it according to what your customers expect. Whether it’s a basic Oil Change, deluxe with break-pads and details or a complimentary, we build it the way you want it. That includes the term and mileage you want to set up for your customers. Easy to pay and process for the Service drive, great F&I marketing material and the ability to customize what works best for your store and customers, it is a must have to be competitive in today’s market.

Protect the vehicle investment — not just its value — with (GAP), a product that covers the “gap” between the vehicle’s value and the amount owed. GAP product provides protection to the customer on both new and used vehicles, pays up to $1,000 of the customer’s insurance deductible if the vehicle is recovered, and pays up to 150% of the Manufacturer’s Suggested Retail Price on New and up to 150% of the average retail book value for Used in the event of a Total Loss or Unrecovered Theft.

All GAP policies are underwritten by an A Rated Carrier and are eligible for reinsurance and are fully insured.

PRO has automotive credit insurance that we can offer to our dealerships. Our credit insurance is written through American National Insurance (A Rated by A.M. Best). As a provider of credit insurance, underwriting and administration, our provider offers its dealer clients credit insurance underwriting participation through several investment programs. Our credit claims examiners have over 45 years combined experience in claims administration.

In addition, all credit insurance certificates and forms produced at the dealer level are managed from our provider’s corporate office. PRO offers some of the highest paid commissions to the dealer available in the market place today.

PRO has unique and exclusive products from multiple providers available for New Franchises on their new AND pre-owned inventory including RV Dealers. PRO’s Limited Lifetime Warranty (LLW) is available for product lines, and their adjoining franchises, domestic and import. With the LLWs PRO offers, it is as simple as it sounds, vehicles are covered for unlimited miles and time as long as the customer owns the vehicle. That’s it! No gimmicks, no hidden catches.

PRO offers a tire & wheel product, with no aggregate limit. This tire/wheel program covers what most competitive products don’t cover, sidewall damage and curb damage. This product can be fully insured as well.

Additionally, the tire/wheel program provides reimbursement coverage for repair of wheel replacement when damaged by a Road Hazard. This product can be offered for either three (3) or five (5) years and can be sold separately or in a package.

The Invisible Marking System (IMS) is one of the easiest theft deterrent products to apply. Backed by a powerful warranty, the IMS product provides valuable benefits and peace of mind.

• Simple and Easy to Apply
• May Help Reduce Insurance Rates
• 24 x 7 x 365 Protection
• Endorsed by Law Enforcement Agencies as an Effective Theft Deterrent
• Available Through Authorized Dealers

Paintless Dent Repair (PDR), is a unique protection package available through authorized dealers. PDR provides three (3) years of coverage against minor door dings that are repairable by use of Paintless Dent Repair techniques. PRO has developed a nationwide network of fulfillment technicians that specialize in this repair.

The benefit is available on both new and used vehicles, and there is no limit to the number of times the benefit can be used. All customer appointments are scheduled at the selling dealership’s location, as the repair time usually takes no longer than an oil and filter change. Setting appointments at the dealership provides the service department an opportunity to schedule maintenance services for the customer at the same time.

Ask our sales representatives about the chemical protection products that are offered. We are dedicated to deliver the highest standard of service.

Chemical Protection

Exterior Paint Sealants

• Protects against weather-induced fading & loss of gloss
• Protects against damage from acid rain, bird droppings & tree sap
• Protects against permanent hard water etching & industrial fallout
• Benefits beyond the auto manufacturer’s warranty

Interior Fabric Sealants

• Protects against water and oil based stains
• Extends the life of fabrics and carpets
• Contains inhibitors to retard fading
• For use on interior fabric seats, door panels and flooring

Interior Vinyl/Leather Sealants

• Creates a barrier against stains
• Protects against premature aging
• Retains natural softness
• For use on interior seats, door panels, dashboards & trim

Rust Inhibitors

• Protects against the effects of moisture, salt and humidity
• Protects against rust and corrosion
• Benefits beyond the auto manufacturer’s warranty
• For use on inner-body panels

Undercoating and Noise Inhibitors

• Effectively deadens road noise
• Protects against rust and corrosion
• Insulates against heat, cold and rust
• For use on exterior under-body

It has been proven by independent studies that a hydrophobic coating such as Diamon Fusion®, applied on car windshields and side glass, improves visibility during rainy conditions over 30%, giving an additional second of reaction time to the driver and improving response time by 25%, which translates into an invaluable safety feature. Thus, the increased visibility enables the driver to see and respond to road hazards quickly. Under snow or severe weather conditions, the very low coefficient of friction on a DF-treated surface makes the windshield much easier to clean the snow or crack the ice adhered to the glass without the need to use a heavy-duty scraper, creating a time-saving added-value in addition to the minimal effort involved. Since driving is mostly a visual activity, the increased visibility factor becomes crucial as a safety feature.

Furthermore, most of the small impacts that typically hit the windshield during normal driving conditions and chip, dent or even crack an untreated windshield, will bounce right off a DF-treated windshield due to the impact resistance properties that Diamon Fusion® provides. In addition, Diamon Fusion® lasts much longer, which creates greater safety by increased durability, and is less affected by the abrasion caused by the windshield wipers.

PREVENT ACCIDENTS: a DF-treated windshield provides additional reaction time when needed: 58 feet in distance when driving at 40 mph. As you can see on the above photograph, this ‘saving’ in reaction time will save lives and prevent property damages.

PRO offers Brake Plus as an affordable and effective way for customers to protect themselves, their family, property, and business against loss, serious injury and death. By using Brake Plus, drivers reduce their chance of being in a rear end collision by nearly 50%.

• No contracts
• No minimums
• +$1,000% return, low-cost module
• Wholesale pricing
• 5-year warranty
• Patented globally
• Advanced technology
• D.O.T. certified across all 50 states
• Warranty compliant, follows F.T.C. regulations
• Free initial install by trained professionals